Credit

Sep 21 2016

10 Best Secured Credit Cards

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Orchard Bank

Orchard, owned by the financial conglomerate HSBC Finance Corporation, issues a Secured MasterCard with a 7.90 percent variable purchase annual percentage rate (APR) and a $200 deposit requirement. The annual fee is $35, which is waived the first year.

HSBC Card Services

PO Box 60102

City of Industry, CA 91716-0102

503-293-4037

First Premier

First Premier Bank offers a secured MasterCard. The card’s processing fee is $95 and it has a 23.9 percent APR. The annual fee is $75 and the required deposit is $300.

Credit One

Credit One Bank’s secured Visa has a 23.9 percent APR. The annual fee is $75 and the required deposit is $300.

Merrick Bank

Public Savings Bank

Public Savings Bank offers a secured Visa with 0 percent APR for six months and 11.24 percent afterwards. The application fee is $79 and the minimum deposit is $200. There is no annual fee.

Wells Fargo

The Wells Fargo secured Visa comes with a 16.49 percent APR. The minimum deposit is $300.The annual fee is $18.

Citi Secured MasterCard

Written by CREDIT


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