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Mar 26 2020

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Chase Freedom® Reviews

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From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

4 out of 5 stars

3.5 out of 5 stars

Card Details

  • Balance Transfer Intro APR 0%* intro for 15 Months
  • Balance Transfer Regular APR 17.24 – 25.99%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* intro for 15 Months
  • Purchase Regular APR 17.24 – 25.99%* Variable

Most Helpful Positive Review

card’s fine, customer service is lacking

Applied with a FICO score of 775, approved for a $10.1k limit. Card arrived within a week, but I had some issues getting it activated on chase pay. Some departments of chase’s customer service are perfectly fine, but other departments seem incompetent with little attention to detail.

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Most Helpful Negative Review

Like others, I called customer service to request a lower APR % – the first rep said it was impossible. I asked to speak with a supervisor and she said it was impossible. Both could absolutely care less. I had been with the credit card for 3 years and never missed a payment. They didn’t even offer to increase my limit over the 3 years so while I was approved for $1,500 it had stayed at that limit the entire time. I was disappointed and in disbelief for their careless attitude so I paid off the remaining balance and closed the account.

The 5% is very slowly to accumlate as they have to be in certain categories and to redeem them for anything you’d need many more points than you’ve earned. I do not recommend this credit card to anyone who already has a score higher than 680 – it’d be better to go with another company altogether.

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These reviews were written by current and former cardholders in the last year.

What you think

I have a 650 credit score across the board and have a Chase checking account it says I’m pre approve on there website

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go for it I got approved back in December with $1000 cl and 598 credit score. I just got approved for chase freedom unlimited cl $2000 my score is now 620.

Did any body have Revo credit I’m at 35% and 2 years 7 month credit history and 100% payment

Loving so far! Great perks!

Abs love so far! Approved as a first time cust with a $3400 CL. My CS increased by 14 pts & I’ve had the card for s little over a month now!

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What was your credit score when you applied?

Yeah what your credit score just trying to get in the door

Unethical billing practices

Beware!! The amount listed as your statement balance on their website is not really your statement balance. They do this so that they can unethically bill you for an interest charge. When you call, they do not listen to what you are saying at all! They just keep repeated how to avoid interest charges, as if you are a child! Terrible customer service and very unethical. They have just lost a very long time customer!

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Taking drugs cause hallucinations, even credit card hallucinations. They do no such thing. My balance is correct and they listen when I call. I have the card, but I don’t do drugs.

My 2nd Chase Card.

I just applied for this card and was instantly approved for $5700 cl.
CK had me as Fair odds, I thought that I should look at my offers in the Chase app and had pre approval for this one, the Slate and the freedom unlimited.
I decided on this one because of the $150 sign up bonus.
I also have the Saphire Preferred card which I love.
I now can combine the points and transfer the points I get Frome the Freedom card to the Sapphire account and get a 25% bonus that way.
If you have this card or any other card make sure you pay it off every month and you can make money.
I treat all my cards as such and never pay any interest at all.

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I have a 650 credit score across the board and have a Chase checking account what you think I could get approve I have been pretty approve on there website site

This is how I got this card.
I have a Saphire Preferred and was pre approved for this and a couple other cards.
If you have a pre approval I would go for it.
You should have no problem.
Go for it.

Chase chooses vendor over customer

I had a valid dispute for $29. I submitted all necessary docs to support my dispute and was totally ignored. I even supplied Chase with a managers direct phone contact number. They didn’t bother trying to call him

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Chase supports vendors over card holder

Don’t bother with a dispute, they at Chase could care less. I had a measley $29 dispute sent all required documentation to support it and I was ignored. They didn’t even contact the store manager after I provided them (Chase) with his direct number

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FRAUD CREDIT CARD COMPANY

THINK TWICE. I HAD LIMIT OF CLOSE TO $10,000 THESE PEOPLE BLOCKED MY PURCHASES ALL THE TIME. I RECIEVED FRAUD ALERT TEXTES AND I WOULD RESPOND THAT IT WAS ME MAKING THE PURCHASES. SO ANNOYING. TO HAVE ALL YOUR PURCHASES DECLINED AND HAVE TO APPROVE THEM EACH TIME. NOT ONLY THAT, BUT THE LAST TIME I MADE A PURCHASE I ACCCEPTED THE AMOUNT AND 2 DAYS LATER MY CARD WAS BLOCKED. CUSTOMER SERVICE SUCKS. I WOULD THINK TWICE BEFORE DEALING WITH THEM DO CAPITAL ONE FOR PREFERENCE. THIS CARD ALSO DOES NOT HELP YOU AS MUCH TO BUILD CREDIT. CAPITAL ONE HAS DONE ALOT MORE FOR ME. CHASE IS A PIECE OF WORK

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You shouldnt blame Chase for closing your account ,Good for Chase to close it down !! The reason they closed your acc is because you maxed or almost maxed out your credit and Chase saw you as too risky , You should only use 10% of your credit .Dont blame Chase for your inability to control your spending

Probably more than just maxing out the card caused the account closure. Other accounts might have had negative info. Got this card with an initial 19,100 credit line and ran it up to 18,900. They did not close my account nor try to drop my credit line. I paid it in full once the intro APR was close to expiration. My other accounts were in excellent standing.

Just a tip. Anyone who types in ALL CAPS doesn’t get their message taken seriously. My message to anyone is that before blaming others, ask yourself whether there was something you could’ve done better first. Obviously, the answer in your situation is yes. Chase is just trying to protect their money. You’re making it hard on them to feel comfortable with you. It doesn’t seem you understand credit protocol or are just not following it. And when you type in all caps, it makes you appear uneducated. If that’s so, fine. Not judging here. But take this time to educate yourself on anything you do, so that you can try to prevent situations like this from happening again. And just as a side note, I leant money to someone a long time ago and was never paid back. I neared bankruptcy due to this. I lost my car and almost my home. I had to suck it up and call all credit card companies to try to work something out with interest or delayed payments, etc. Capital One was the only bank who refused to work with me in any way whatsoever and Chase was by far the most helpful to me in my situation. That was a long time ago, and my credit is back near 800 again, but is something I’ll never forget. Just my two cents.

Great Card

The card was great. Never had any issues. Chase was always helpful and addressed any issues I had. Chase never bothers you with anything and I could not be happier. They give people a chance when their credit has some dings on it. The card helped me rebuild and I will say it is worth its weight in gold.

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Please dont be like the other dis-grunted card holders later on , Use no more than 10% of your credit and pay on time and you will never ever have any problems

Customer Service is horrible!

I applied for this card so I could get an Amazon gift card and the application was approved very quickly but when I tried to validate the card after receiving it I couldn’t get the information accepted. I called customer service and was on hold for 25 minutes only to be told that they were having a problem with my card so somebody would get back to me. 4 days have gone by and still no contact from anyone in customer service nor can I validatethe card. I will be canceling this card as soon as someone figures out how I can pay them for the purchase I made. I will go back to only using my Discover card because their customer service is awesome!

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My Sugar Babies Are Happier Now . Wee

I have the Chase Unlimited 15K & I just got the Freedom 20 K ,Sugar Babies are taking better care of poppy now !! Take them shopping once a week !! WEEEE HEEEE !!

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What’s a suger babie?

if want another super baby message me!

What was your score and income to get approved for the freedom

Average score 800 plus or minus, income 200k

I want to be a sugar baby!!

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