Home News • Annual Credit Report, What is a Good Credit Score, Free Credit Reports – Student Finance Domain #credit #report.com

Annual Credit Report, What is a Good Credit Score, Free Credit Reports – Student Finance Domain #credit #report.com

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Credit Reports & Credit Scores

The Basics of Your Credit Score and Credit Reporting

If you have a good credit score, then you will be approved for:

  • Home Mortgages
  • Student Loans
  • Credit Cards
  • Auto Loans

The better your credit score, the better rates you will get for your loans. And that will save you a lot of money.

What is a Credit Score?


How many Credit Scores do I have?

You have 3 credit scores. You can obtain a free credit report from each main credit reporting agency:

What is an Annual Credit Report?

A credit report is a document provided by a credit reporting agency that reveals an individual’s past credit history.

How do I know if I have an Annual Credit Report?

You will have a credit report if you have every applied for a student loan, car loan, mortgage loan or credit card

What determines my Credit Score?

  • Payment History – Have you paid past accounts on time?
  • Amount of Money you owe – You don’t want to owe too much money on too many different credit cards.
  • Credit History Length – The longer you have been establishing a good credit history, the better.
  • New Credit Accounts – Opening too many different accounts in a short amount of time shows lenders you are not financially stable.
  • Variety of Credit – It’s good to have a healthy mix of different credit scores, such as for credit cards, loans and mortgage payments, but having too many will lower your credit score.

What is a Good Credit Score?


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