#apply for credit cards
Your JCPenney Credit Card
What are the advantages of the JCPenney Credit Card?
JCPenney cardmembers enjoy:
- Exclusive savings throughout the year
- Access to account information through the JCPenney Online Credit Center . and
- A host of other benefits .
How do I apply for a JCPeney Credit Card?
It’s easy to apply for a JCPenney Credit Card Online and it only takes a couple of minutes to complete the process. If you prefer, you may visit any JCPenney Store and apply for instant credit at any register or pick up an application, complete and mail it in.
How long until I receive my card?
Once you’ve been approved for a JCPenney Credit Card Online, it will take 7-10 business days to receive your card in the mail. If you don’t receive your card within 10 business days, please contact JCPenney Credit Services at 1-800-527-4403 (monday – saturday from 9:00 am – 1:00 am eastern time and sunday from 11:00 am – 10:00 pm eastern time).
I did not get an immediate response on my application. What happens next?
If you did not receive an immediate response to your online credit application, you will receive correspondence from us via mail in 7-10 business days.
What should I do if I have questions regarding credit insurance?
If you have questions concerning credit insurance program, please call Stonebridge Life Insurance Company at 1-800-443-1031 during the hours of 8:00 am 8:00 pm Central Time, Monday through Friday.