#Auto #insurance #coverage
What does car insurance cover?
Nationwide car insurance can cover you for accidents involving other vehicles, vandalism, weather, animals, bodily injuries and more. As a Nationwide member, you can select the coverage you get because our policies are customizable – you can choose the auto insurance policies that suit your lifestyle. You can have peace of mind knowing Nationwide will provide you and your car with great protection on the road. Take a look at the various coverage types below to find out which one is right for you.
Many state laws require liability coverage, also known as “property damage/bodily injury.” It can help cover expenses from damaging a vehicle to injuring a person in an accident.
Collision coverage can help pay for damage to your car after an accident involving another vehicle.
Comprehensive car insurance
Known also as full coverage auto insurance, comprehensive coverage can help pay for damage to your car from vandalism, weather events and accidents involving animals.
Vanishing Deductible ®
We want to reward safe drivers. Our exclusive program reduces your deductible $100 for every year of safe driving.
Uninsured motorist insurance
Uninsured motorist insurance coverage helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
Underinsured motorist insurance
Underinsured motorist insurance helps protect you from drivers who do not have enough insurance to cover the costs of an accident.
Medical payments coverage
Mandatory in some states, Med Pay coverage can help cover medical costs related to an accident, regardless of who is at fault. In addition, personal injury protection can help defray costs from medical bills and lost wages as the result of an accident.
Personal injury protection (PIP) insurance
Personal injury protection insurance can help defray costs from medical bills and lost wages as the result of an accident.
Accidents are hard enough. Learn how you can avoid a rate increase following the first at-fault accident on your policy. In addition, gap insurance coverage can help cover the amount you owe on your new car after an accident.
This optional auto insurance coverage can help you if you need a tow, run out of gas or get a flat.
Towing and labor insurance
This coverage can reimburse you for a tow and for the labor costs to get your car up and running again.
Rental reimbursement insurance
Rental car reimbursement helps pay for a rental car if your own vehicle can’t be driven after an accident.
Classic car insurance
Classic car insurance provides specialized coverage for the unique needs of vintage car collectors. From antique motorcycles to vintage trucks, classic car insurance coverage extends to a wide range of classic vehicles.
Other kinds of coverage Nationwide offers
Homeowners insurance can help protect your home in the event of theft, personal injury, water backup and other types of losses.
If you also own a motorcycle, Nationwide offers a range of coverages to help protect you and your bike while you’re out on the road.
If you’re a boat owner, the right boat insurance can help keep you from paying damages out of pocket if you are involved in an accident.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.
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Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, member FINRA. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2018 Nationwide Mutual Insurance Company.