#credit card deals
Top Rewards and Points Credit Cards 2016 Review New Offers and Deals
Top rated Rewards, Points Perks Credit Cards of 2016, updated November 1, 2015 Fall s Best Credit Cards
Your Guide to Finding the Top Rewards Credit Card Offers
When it comes to the top rewards credit card offers, people always hope for an offer they can t refuse. In such a competitive industry where companies clamor for new customers, finding an amazing rewards card for yourself is probably just a few short clicks away. But to truly get the right card, you need to examine the details and review how you plan to use the card so you are getting the most of the perks, points, rebates and rewards for eligible purchases .
Getting Cash Back
Finding the best cash back rewards program means doing a little math. Consider any annual fee, transfer fee, introductory interest and the interest you pay after that period. Then determine how much money the card will pay you back every year. For example, if your tendency is to spend a lot, the three percent cash back of some cards may be enough of a positive to convert you to that particular card. However, it s crucial that you actually do the math, and not be sold on a promotion that simply sounds like it would be better for you. Keep in mind that in order to reap the most in cash rewards, you have to spend the most money.
Rewards and Rebates for Gas
The top credit cards for fuel purchases can reward you in a number of ways, making filling your tank less draining on your wallet. Some cards will give you a percentage based rebate when you spend a certain amount on gas, as well as an enticing rebate for other items purchased with the card. Rebates may be issued as credits on the card itself or in the form of certificates sent to you. While all the major brands of fuel carry credit cards and reward you for loyalty, many major credit card companies provide specific bonus programs for fuel too. Despite having to work the numbers, these cards are often more cut and dry than others, making the determination of which one is best a little easier. Begin your search based on the amount you typically spend for fuel each month. If it is excessive, chances are very good that you will save with the specialty rewards card.
Rewarded for Brand Loyalty
Retailers present consumers with promotions for their store cards (Target, Sears, Best Buy, Amazon, Walmart) in ever other aisle. These cards reward you with rebates, discounts, free financing and more. If you have a preferred retailer or would focus your spending habits on one in particular if the price was right, opting for one of these cards should pay off. Also, consider the programs offered by big credit card companies, where you can benefit from shopping in different categories across retailers. For example, you could earn three to five points for every dollar you charge on medicine, food and groceries. Analyze your typical spending habits and see how tweaking them to the different card s specifications could really make it worth your while.
Review the Top New Perks and Points Card Offers in 2016 To Get The Best Deals
Flying the Free and Reduced Skies
Airline bonus points can be accumulated based on everyday purchases, making this arrangement ideal for those who love to travel or would love to start seeing more of the world. Any person who frequently travels on business can also save big on tickets, hotels and more when they sign on with a travel rewards based program. They work much the same as other bonus card programs, only providing perks related to the travel industry. You can earn toward a frequent flyer program, upgrades on your plane seat or hotel suite and other travel related merchandise. Points can be earned through ordinary purchases you d probably make anyway, meaning the top travel rewards credit cards hold a lot of appeal to nearly anyone who spends money.
Finding an offer you can t refuse is somewhat exhilarating as a consumer. After all, you bear the brunt of national economic conditions most of the time, so getting something in return just makes sense. Shop around, be selective and smart and get what s rightfully yours.