Home News • CardOneBanking: No Credit Checks, Online Banking, Prepaid Card, Basic Bank Account, free credit checks.#Free #credit #checks

CardOneBanking: No Credit Checks, Online Banking, Prepaid Card, Basic Bank Account, free credit checks.#Free #credit #checks

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Earn cash rewards of up to 3.5% at more than 35 major high street retailers!

Free credit checks

Check your balance, view statements pay bills

  • View statements
  • Manage Direct Debits and Standing Orders on the go

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Free credit checks

The CardOneBanking mobile app

Check your balance, view statements pay bills

  • Fast Balance
  • Free notifications
  • Load your card
  • View statements
  • Manage Direct Debits and Standing Orders on the go
  • Free to download from the App Store & Google Play

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Free credit checks

Free credit checks

Set up Direct Debits and pay your bills securely

You can now pay your regular bills with Direct Debits. Safe, simple secure.

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Apply in minutes

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Our application form is short and easy to use.

It only takes a few minutes to complete and we’ll send you your sort code and account number straight away!

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Free credit checks

Free credit checks

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Free credit checks

Free credit checks

Free credit checks

Free credit checks

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Free credit checks

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Free credit checks

Secure Online Access

Keep tabs on your account 24/7

You can access your account online 24/7/365 using our state-of-the-art online banking facility.

Mobile Banking

Manage your account by text

If you need a balance or would like to load funds to your CardOneBanking Prepaid Debit MasterCard Card you can do it 24/7/365 simply by sending a text message.

No Credit Checks

We can help you manage your money

Your credit history is of no concern to us, in fact we like to help people who’ve had financial problems in the past.

No Charges for Unpaid Items

We won’t charge you if you can’t make a payment

CardOneBanking don’t charge you if you can’t afford to make a payment which you’ve set up. Instead we’ll notify you by text message a few days before your payment is due to be sent so that you can pay money in should you want to.

UK Call Centre

Your call is answered within seconds by one of our dedicated team

We’re extremely proud of our call centre staff.

Our call centre is based in the UK and what’s more we answer the phone, on average, in just 4 seconds!

Open To Everyone

All we ask is that you’re over 18 and a UK resident

If you’re a UK resident aged 18 or over then this account is open to you.

The CardOneBanking Mobile App

Learn more about our mobile app and download it for free here:

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How CardOneBanking Works

News about branch banking: please click here

card one banking offers an exciting online current account that is open to everybody* (subject to identification and residency, you must be at least 18 years of age and a UK resident). Even with bad credit you can get a current account opened instantly**.

We’ll help you manage your money so you can keep track of your bills. Even if you can’t pay a bill, we won’t charge you and we will text you to let you know in good time. We’ll help to ensure all your bills are paid on time. The card one banking jam-jar current account comprises of: the card one banking Billing Account for money in and also to pay your bills from, plus the card one banking Debit Mastercard which is for your every day spending.

A no credit check* account, designed with you in mind.

More About Us

Help Information

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Keep in touch with us more often!

Follow us on Facebook, twitter or google plus.

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*Subject to identification, residency – See terms and conditions. Cardholder must be at least 18 years of age. ***ATM charges may apply.

**This product is not covered by the Financial Services Compensation Scheme.

CardOneBanking is a trading style of Spectrum Card Services Limited (Registered in England Wales No. 6052256), which is a registered agent of Spectrum Payment Services Limited (Registered in England Wales No. 6268340) under the FCA’s Payment Services Regulations 2009. Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St. London. EC4V 3BJ. Spectrum Payment Services Limited is authorised by the Financial Conduct Authority under the Payment Service Regulations 2009 No. 504547 for the provision of payment services.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to license by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051) 2012 All rights reserved.


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