Aug 1 2017

Cheap Car Insurance in Las Vegas #car #insurance #las #vegas #nevada


Best Car Insurance Rates In Las Vegas, Nevada


“Sin City” is Nevada’s largest city with almost two million residents living inside the metro area. Our recent study took a look at auto insurance rates in town and the disparity between premiums in different areas of the city. The analysis intends to help drivers get a feel for how the rates they pay compare to others around the metro area.

Cheapest Car Insurance in Las Vegas

ValuePenguin looked at 10 distinct neighborhoods through the Las Vegas metro area to help our readers determine which areas had the best rate. The neighborhoods we looked (from A-Z) were Downtown, Enterprise, Henderson, North Las Vegas, Paradise, Spring Valley, Summerlin, Sunrise Manor, Whitney, and Winchester. The average rate across all neighborhoods in Las Vegas was $1,338 per year. Let’s take a look at the average annual cost of car insurance for these 10 areas in Las Vegas:

Most Expensive Areas


Also known as the business district, Downtown Las Vegas sits only minutes from the Vegas Strip to the southwest. Prices downtown are almost $1,500 annually, or 9% more expensive than the city average and 22% more than the cheapest part of town.


Located just south of Downtown, the Winchester neighborhood had the 2nd highest car insurance rates in Las Vegas. At $1,452 per year, rates in Winchester were just a few dollars cheaper than rates Downtown.

Least Expensive Areas


Located on the southeast side of the city and officially the 2nd largest city in the entire state, Henderson had the cheapest auto insurance premiums in the Las Vegas metro area. Drivers in Henderson are paying less than $1,200 per year or 18% less than those living Downtown.


One of the wealthiest parts of Las Vegas, the suburban neighborhood of Summerlin sits 10 miles west of downtown and is the 2nd cheapest neighborhood in Las Vegas. Rates in Summerlin were $1,250 on average or $104 on a monthly basis.

Best Auto Insurance Rates in Las Vegas

Here are eight top auto insurers that do business in Las Vegas and the average annual insurance premium for each. We looked at Allied (Progressive), USAA, Liberty Mutual, MetLife, State Farm, Allstate, GEICO and Mercury:

Most Expensive Auto Insurer in Las Vegas: Mercury Insurance

Mercury had the most expensive rates in Las Vegas of the companies we looked at. The average rate across all 10 neighborhoods was $1,617 per year. However, GEICO was more expensive in four areas of Las Vegas: Henderson, Summerlin, Sunrise Manor, and Spring Valley.

Least Expensive Auto Insurer in Las Vegas: Allied (Nationwide)

The cheapest rates were found at Allied Insurance (which is owned by Nationwide Insurance). Allied’s rates were the cheapest in each and every neighborhood we looked at coming in at an average of $970 annually or $81 per month.


Sample car insurance rates assume the driver is a 30 year old single male who owns his own vehicle, has excellent credit, and opts for basic liability coverage, slightly above what is required by the state of Nevada. The man drives a 2010 Toyota Camry and puts between 10-15k miles per year on the car which is primarily used for commuting to and from work. Additionally, the driver has no moving violations or accidents in the past 5 years.

Surveyed auto insurance costs in the city of Las Vegas are for illustrative purposes only and actual quotes will vary based on your physical residence, driving history, and other factors.

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