Credit Card Debt Relief
If you’re carrying high balances on your credit cards and are seeking some kind of credit card debt relief, American Consumer Credit Counseling (ACCC) can help. Since 1991, our non-profit agency has been providing debt solutions for people just like you. Our professional credit counselors have helped tens of thousands of people with credit counseling, debt management and credit card debt relief. Our debt reduction services can help you pay off your debt faster, usually within five years. Furthermore, as a non-profit agency, our fee structure is the lowest in the debt relief industry.
To get credit card debt relief and take the first step toward a debt-free future, contact us today to schedule a free consultation with one of our professionally trained and certified debt relief counselors.
The steps to credit card debt relief.
Credit card debt is a significant problem for many Americans. In the wake of the recent financial crisis, many people have watched their credit card debt rise as they struggle to stay afloat financially. At ACCC we specialize in providing solutions and tools to help with debts, showing people just like you how to find credit card debt relief – and how to get out of debt for good.
The first step to credit card debt relief is contact an ACCC credit counselor, who will evaluate your finances and get a clear picture of your debt, as well as your income and monthly expenses. Then they’ll work with you to make a plan and to help you create a budget that you can live with while paying down your debt.
Depending on your situation, your counselor may recommend a debt and bill consolidation program that consolidates all your unsecured debts, enabling you to make just one payment each month to ACCC, and we’ll make payments on your behalf to your creditors.. We’ll also work with your creditors for possible reductions in interest rates on your credit card debt, elimination of late fees and over-limit charges, and to reduce the amount of time it will take to pay off your debt.