free credit score
So what’s the best trial offer?
credit monitoring/identity theft prevention
Starting февраль 2009
Everyone is entitled to see their 3 credit reports free once an year from the government. That’s a given. But what’s left out of this ‘free credit report gov’ equation is your 3 credit SCORES. Problem is, your credit score is in many sense the most important information you want to see concerning your credit. It determines whether you get approved for unsecured credit cards, mortgage loans, auto loans, personal loans, etc. It also determines your mortgage interest rates. Your credit report is just the raw data that’s used to determine what your SCORE is. Currently you do NOT receive your 3 scores for free from the government. You have to go to each credit bureau, fill out their lengthy app form, and pay full price to see them. Or, you can try out one of the free 3 credit score trial offers (usually offered by credit monitoring or identity theft prevention services).
One of the big attractions of free credit score trial offers is that you get to see both your scores AND your credit files for free during the trial period. Basically you get to see the whole enchilada. You also don’t have to go thru the lengthy & convoluted application process like you do with the annual report. You get to see your credit data pretty fast.
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