Credit

Nov 30 2019

I Want to Get My Credit Report #canadian #credit #bureau



#free credit check report
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Choose from which bureau you’d like your free credit report.

Since you can receive three credit reports for free every 12 months, spread them out over the year. Pull one every four months. It doesn’t matter which credit bureau you choose first, just write it down so you will remember to choose a different one next time.

Fill out the verification form.

Credit bureaus require you to undergo an identity verification process before you can receive your credit report. In addition to giving your Social Security Number, you’ll be asked multiple-choice questions related to your credit report. You may be asked to identify the name of your current or former mortgage lender or choose your correct past mailing address, for instance. Another, perhaps obvious, identifying piece of information is your name. But remember that the information on your credit report may be different from your current information. For instance, if you’ve changed your name, your report could still be filed under your former name. If your report can’t be located, consider searching using a previous name, such as your maiden name.

Print out and read your entire credit report and highlight any questionable or erroneous data.

Credit bureaus sometimes make mistakes, and those mistakes can negatively affect your overall credit health. Make note of any errors you find in your report. Keep an eye out for:

  • Incorrect personal information, such as an address you don’t recognize
  • Erroneous account details, such as an incorrect credit limit
  • Mistaken accounts, such as one that actually belongs to a family member, not you
  • Fraudulent accounts, which include accounts you don’t recognize as yours
  • Any other unfamiliar items, such as a late payment on an account you know you’ve never paid late

UH OH! YOUR BROWSER IS NOT FULLY SUPPORTED BY LEARNVEST..



Written by CREDIT