May 14 2017

Interest Free Credit Card #carbon #credit

#0 credit cards

Pay 0% interest on your new purchases

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‌ New purchase credit cards

What is a new purchase credit card?

One of the biggest attractions of a purchase credit card can be that you do not have to pay for your purchase upfront.

With purchase credit cards they often offer 0% interest or low rate interest for a set period of time.

Simply, if you repay the amount owed within the provided time frame you will not have to pay any interest for the money you have borrowed.

Whether you want to buy a dream wedding dress, a new bathroom suite or a laptop, a credit card with a low purchase rate could allow you to spend now and pay later, without paying any interest if you pay off the debt within the time frame.

This type of card could be an option if you are looking to spread the cost of a purchase without incurring interest for a set time period.

With any form of borrowing, you need to make sure you are aware of what the ongoing interest rate will be after the introductory period ends, and ensure you’re comfortable with this rate.

Any outstanding debt after the initial rate will move to the ongoing APR.

There are a variety of types of credit card on the market and it is worth hunting around to find the one which is right for you.

It’s always good to consider how you plan to use your credit card to help you work out what type of card is best for you.

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Written by CREDIT