Home News • Lloyds Bank – UK Credit Cards – Avios Rewards Credit Card, student credit cards uk.#Student #credit #cards #uk

Lloyds Bank – UK Credit Cards – Avios Rewards Credit Card, student credit cards uk.#Student #credit #cards #uk

 - 

LLOYDS BANK CREDIT CARD ACCOUNTAvios Rewards

Collect Avios and turn your everyday spending into travel rewards

Why choose this card?

Great rewards

From flight upgrades to health club day passes and days out, the more you use your Avios Rewards credit card account, the higher the rewards you collect with the Avios Travel Rewards Programme.

Collect double Avios for 6 months

Use your Avios Rewards American Express card and you ll also get double Avios for 6 months after opening your account, up to a maximum of 2,500 of eligible spend each month.

No foreign transaction fees

Pay no foreign transaction fees when using your card abroad, instead of the standard 2.95%. Note, other fees may apply, such as cash withdrawal fees.

Representative example

Most successful applicants will get:

a variable annual

purchase rate of 18.94% and a variable

representative 23.7% APR based on borrowing

1,200 over 12 months,

with an annual fee of 24

Credit limits and interest rates vary based on your individual circumstances.

Key facts

Features and benefits

Most successful applicants will receive the representative rate of 23.7% APR (variable).

This account comes with two credit cards: an Avios Rewards American Express card and an Avios Rewards Mastercard .

The Avios Rewards American Express card lets you collect Avios at a rate of 1.25 for every 1 of eligible spend you make.

The Avios Rewards Mastercard lets you collect Avios at a rate of 1.25 for every 5 of eligible spend you make.

Collect double Avios for the first 6 months from account opening when using your Avios Rewards American Express card, up to a maximum eligible spend of 2,500 per month.

Pay no foreign transaction fees (typically 2.95% when using your card abroad). Note, other fees may apply, such as cash withdrawal fees.

Collect selected flight upgrade vouchers with a minimum of 7,000 of eligible spend made within a single year. Only selected flight bookings paid for in full using Avios are eligible to be upgraded using the voucher.

0% interest for 29 months on purchases, from the date your account is opened.

Pay 0% interest for 29 months from opening your account on balance transfers made within 90 days. A 3% balance transfer fee applies.

You ll also receive 1.25 Avios for every 5 of your balance transfer made from a single provider.

This account will mainly benefit people who spend around 350 or more per month on their credit card.

If you already hold a Lloyds Bank credit card, you may still be eligible for this offer when you apply for a second card.

Manage your credit card with Internet Banking, the Mobile Banking app, Telephone Banking, in branch, and also get free Text Alerts.

Keep in mind

If you don’t qualify for the lowest rate, you’ll get a higher rate of 31.1% APR (variable), depending on your circumstances.

The double Avios offer only applies to the Avios Rewards American Express card and not the Avios Rewards Mastercard, for 6 months from account opening.

To keep your promotional offers, you must stay within your credit limit and make your minimum monthly repayments on time.

You will not collect Avios for: cash withdrawals, interest, fees or charges, transactions at casinos, betting outlets or bookmakers, payments to offline or online current accounts, savings, share-trading, spread-betting, gambling, any other similar account or fraudulent transactions.

You can transfer balances to us ( 100 minimum) from most credit cards and some store cards, excluding other Lloyds Bank products.

Only bookings paid for in full using Avios are eligible to be upgraded using the voucher. Avios and Money bookings and bookings paid for fully in cash are excluded.

You will need a minimum of 8000 Avios to purchase a return flight. Spending 7,000 on your Avios Rewards American Express card would earn 8750 Avios. Spending 7,000 on your Avios Rewards Mastercard would earn 1750 Avios. If you don’t earn enough points through this card to purchase a flight using only Avios, you can also earn Avios from other sources. Any Avios balance you have earned previously can also be used to purchase flights.

You can only claim one upgrade voucher per year.

Upgrade vouchers will be valid for 12 months from the date of issue.

British Airways codeshare flights and flights from London City airport are excluded from using upgrade vouchers.

Using an upgrade voucher enables customers to upgrade their booking by one cabin class. Bookings cannot be upgraded to a First Class Cabin.

If your application is successful, your credit limit and any applicable promotional rates will be based on your current status.

Avios explained

Why this account comes with 2 cards

How much does this card cost?

Summary box of rates and details

Terms and conditions

Our responsibilities – and yours

Avios explained

What is Avios?

The Avios Travel Rewards Programme turns your everyday spending into flights, experiences, and other great travel rewards.

What can I get with Avios?

Use your Avios to fly worldwide. Your Avios will help you explore the world with scheduled flights on British Airways, Iberia, and Flybe. You can choose your seat, check in luggage, and enjoy complimentary food and drink. For example, with up to 9,000 Avios (plus airline taxes, fees, and carrier charges) you can get a return flight to destinations like Nice, Amsterdam, and Berlin. You can also use Avios to part-pay for flights.

Can I get anything else?

Of course. As well as flying, you can also spend your Avios on a range of other rewards: hotel bookings, car hire, holidays and activity days, and even wine and beer cases. Here are just a few examples:

  • 3,000 Avios gets you a health club day pass for two
  • 4,500 Avios gets you afternoon tea for two or a round of paintballing
  • 7,000 Avios gets you a Favourites Six wine case or a West End theatre ticket (silver).

Can I use my Avios Rewards credit card account to upgrade flights?

Yes. With 7,000 of eligible spend in one year, you can upgrade either:

  • two one-way flights for two people travelling at the same time and to the same destination, or
  • one return journey booked on a British Airways main line service.

British Airways codeshare flights are excluded. Flights from London City Airport are excluded. Using an upgrade voucher enables customers to upgrade their booking by one cabin class. Bookings cannot be upgraded to a First Class Cabin. Upgrade from:

  • Euro Traveller to Club Europe
  • World Traveller to World Traveller Plus
  • World Traveller Plus to Club World

The year begins from the date your Avios Rewards credit card account is opened, and each subsequent year starts on that anniversary.

Only bookings paid for in full using Avios are eligible to be upgraded using the voucher. Avios and Money bookings and bookings paid for fully in cash are excluded.

You can only claim one upgrade voucher per year.

Upgrade vouchers will be valid for 12 months from the date of issue.

How do I collect Avios?

Use your Avios Rewards American Express card or your Avios Rewards Mastercard every time you shop to collect Avios. Collect 1.25 Avios for every 1 you spend on your Avios Rewards American Express card, and 1.25 Avios for every 5 you spend on your Avios Rewards Mastercard.

Find out how many Avios you could get in a year with our handy Avios Rewards calculator.

What can I spend on to get Avios?

Most things you can spend on your credit card will enable you to collect Avios. However, you will not collect Avios for: cash withdrawals, interest, fees or charges, transactions at casinos, betting outlets or bookmakers, payments to offline or online current accounts, savings, share-trading, spread-betting, gambling, any other similar account, or fraudulent transactions.

Find out more about Avios

Find out more about the programme, the rewards available and how to spend them on the Avios website.


In News

Author:admin

Leave a Reply

Your email address will not be published. Required fields are marked*

*

*