Credit

Sep 2 2019

The rules behind getting a free credit report

#getting free credit report # By Todd Ossenfort Dear Credit Guy, I’ve contacted credit report companies and was told that I must pay for any credit report. You could help me in this effort by identifying the law that defines the requirements for consumers to receive a free credit report from the reporting companies. It is so much easier to approach these people with facts and ask to speak with the supervisor. Thanks for whatever you can do. Having a solid credit history with a credit score over 700 will open doors to money-saving opportunities — from low-interest mortgages and …

Sep 2 2019

Credit ratings: The numbers behind the ratings #standard #chartered #credit #card

#credit rating # The numbers behind the ratings How do you rate sovereign creditworthiness? BRITAIN lost the top credit rating from Moody’s on February 22nd, but Standard Poor’s and Fitch, the two other main ratings agencies, have yet to make the same move. As the table below shows, the firms often have different ratings for the same country; France still gets top marks from Fitch but not from the other two. The assessment of a country’s creditworthiness is an art, not a science; a government’s willingness to pay may be just as important as its ability to do so. It …

Aug 29 2019

The rules behind getting a free credit report #heartland #credit #union

#getting free credit report # By Todd Ossenfort Dear Credit Guy, I’ve contacted credit report companies and was told that I must pay for any credit report. You could help me in this effort by identifying the law that defines the requirements for consumers to receive a free credit report from the reporting companies. It is so much easier to approach these people with facts and ask to speak with the supervisor. Thanks for whatever you can do. Having a solid credit history with a credit score over 700 will open doors to money-saving opportunities — from low-interest mortgages and …

Aug 26 2019

Compare credit card extended warranties: behind the fine print #no #credit #check #credit #cards

#credit card protection # Compare credit card extended product warranties Perk can save you thousands, but be wary of the fine print By Melody Warnick Why is it that expensive products work like a charm — until approximately three hours after the manufacturer’s warranty runs out? Good news: If you paid with a credit card, you may not have to pony up for a replacement. All four major card payment networks — Visa, MasterCard, Discover and American Express — offer similar extended warranties for products purchased with their cards adding up to an extra year to the warranty that came …

Dec 8 2017

Compare credit card extended warranties: behind the fine print #finance #companies #for #bad #credit

#credit card protection # Compare credit card extended product warranties Perk can save you thousands, but be wary of the fine print By Melody Warnick Why is it that expensive products work like a charm — until approximately three hours after the manufacturer’s warranty runs out? Good news: If you paid with a credit card, you may not have to pony up for a replacement. All four major card payment networks — Visa, MasterCard, Discover and American Express — offer similar extended warranties for products purchased with their cards adding up to an extra year to the warranty that came …