#easy approval credit cards
The Easiest Credit Cards to Get
Here are some of the easiest credit cards you can get.
Retail Credit Cards
A store credit card has lower credit criteria than a traditional credit card and tends to be easier to get. Plus, you often receive a discount on your first purchase after signing up for the card, plus extra rewards and offers when you shop at that retailer.
A key downside to a retail credit card is that interest rates tend to be higher. So be sure to charge only what you are likely to pay off each month. Otherwise, you will pay the price in hefty finance charges. Even making a couple of small purchases a month on needed items for your home will help you to establish and build your credit if that’s your goal. So spread out your purchases over a number of months and build your credit record carefully while keeping finance charges at bay.
Gas Credit Cards
A gas credit card is a specialized type of retail credit card. A gas credit card allows you to earn rewards for buying gas, as well as for other purchases. These cards may also offer a discount at the pump in lieu of rewards. These cards vary in their terms and conditions, but many offer a lower limit when you first become a cardholder, which is why they may be easier to get.
The trick is building credit through a series of small purchases. So fill up your tank once or twice a month and pay your bill in full each month. Doing so will you help to establish a positive payment record. For credit-building purposes, avoid spending more than 10% of your credit line in any given month.
Secured Credit Cards
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