#top 10 credit cards
Top 10 Rewards Credit Cards 2015
In an increasingly digital world, the option of paying with a credit card becomes more imperative each day. A January 2010 survey by the Federal Reserve Bank of Boston shows that US consumers hold over 609 million credit cards. That s roughly two and a half cards in the hand of every American adult! As such a vital tool of the American economy, credit card providers are frequently building exciting and beneficial rewards programs into their services, seeking to become your financial institution of choice. Below, we ve highlighted ten of the programs with the best perks:
1.) Discover it
If no annual fees didn t sound good enough, Discover It will earn you cash back bonuses simply for paying the bills! (Online, of course). Select merchants will also earn you an extra 20% cash back, which can be redeemed through Amazon and a handful of other popular stores.
2.) Capital One Rewards
It s hard to turn on a television and not find TV personality Jimmy Fallon baiting a stubborn child into wanting 50% more cash, but Capital One Rewards makes it hard for the rest of us to say no. The 1% cash back on all purchases is heftily supplemented bu the 50% bonus cash every year. The best part? No expiration. Keep building that bonus reserve! Click Here to Apply Now .
3.) Chase Sapphire Preferred
If you find yourself in airports weekly or simply relish the thought of a weekend getaway, this might be your card. You can earn double the rewards points for using your Chase Sapphire Preferred to pay for the travel plans you already have, then exchange those points with a 20% discount when you redeem through the Chase Ultimate Rewards center. Click Here to Apply Now .
4.) Southwest Airlines Rapid Rewards
The nation s number one value airlines just became more valuable with the Southwest Airlines Rapid Rewards credit card. Your first three months of purchases like groceries or gasoline will earn you 25,000 bonus points – over $400 worth of credits toward a round-trip flight! Plus, you will annually receive a $100 credit for any of Southwest s Wanna Get Away? fares. Click Here to Apply Now .
5.) Wells Fargo Rewards
Wells Fargo gives consumers the power to earn while they spend, awarding triple reward points for the first six months after activation. If you use your credit card with any one of Well Fargo s thousand select merchants, you can earn up to sixteen points per dollar spent! It s a great opportunity to get a free Blu-Ray player to partner with that plasma TV you just bought. Click Here to Apply Now .
6.) Bank of America MLB Extra Bases
In a genius move, Bank of America has combined America s two pastimes: Major League Baseball and buying things. Support your favorite MLB club with an official logo credit card design, and get spending to earn points toward exclusive merchandise and experiences like game-worn gear, VIP stadium tours, and throwing out the first pitch in your favorite stadium! Click Here to Apply Now .
7.) Amazon.com Rewards Visa
Visa has teamed up with the world s largest e-commerce retailer to bring a powerful ally for the online shopping guru. You quickly rack up the rewards points with triple bonuses on Amazon.com purchases, which will build up to cash back perks, gift cards, and travel opportunities. Click Here to Apply Now .
8.) American Express Blue Cash Preferred
The $75 annual fee for the American Express Blue Cash Preferred card may seem like a doozy, but the money goes a long way – toward earning more money! You ll receive a whopping 6% cash back from supermarkets, and 3% for filling your gas tank. This card is perfect for the settled family man or the small business owner, just be sure to spend so you earn. Click Here to Apply Now .
9.) Capital One Venture Rewards
Another Capital One card with a big-name TV funnyman behind it, the Venture Rewards card has the Alec Baldwin stamp of approval for good reason – two miles earned for every dollar spent. If you spend at least $1000 in the first three months, add a 10,000 mile bonus to your vacation plans. Who thought you d be able to earn a vacation just for buying the luggage? Click Here to Apply Now .
10.) Starwood Preferred Guest
Many credit cards offer perks to get you there, but where will you stay once the plane lands? With the Starwood Preferred Guest credit card, you can earn up to 25,000 StarPoints to use toward free nights in any of the nine luxury hotel brands under the Starwood umbrella, including Sheraton. Westin. and St. Regis. Using your card also lifts you toward Gold and Platinum status, for even more perks! Click Here to Apply Now .