#Unsecured #personal #loan
Unsecured Personal loan
Consolidate debt or buy what you need
Why choose an Unsecured Personal Loan?
Apply before 18th January 2018 and pay.
Est. fee Saving you a total of $195
Complete an unsecured personal loan application before 18th January 2018 and you could get set up without having to pay our standard establishment fee.
The $0 establishment fee offer is available to all customers who complete an application for a new St.George Unsecured Personal Loan via the ‘Get started’ or ‘Apply now’ button on this webpage, by phone or visiting a branch before January 18th 2018. This offer is only available for the Unsecured Personal Loan product and cannot be used in conjunction with any other offer. Credit criteria, fees, and charges apply. Terms and conditions available on request. All other fees outlined on the product page and in the product disclosure statement apply.
* Our risk-based pricing means the loan interest rate may vary between 10.99% p.a. and 19.99% p.a. depending on our credit assessment and the detail in your application. Interest rates may change and margins may apply in some circumstances. Your loan is more likely to be approved if you’ve been with St.George for six months or more.
You also get…
Flexible loan repayments
Choose a loan term of 1-7 years to suit your circumstances and make weekly, fortnightly or monthly repayments.
Redraw facility on variable rate loans
Redraw a minimum of $500 from your loan amount if you need to, provided you’re at least $500 ahead on your repayments. Each request is subject to approval and a fee.
Internet banking access
Manage your loan and track repayments online or through your mobile banking app.
(you will also have to pay break costs on early repayment of a fixed rate loan)
What is a break cost?
Break costs are an amount equal to our reasonable estimate of loss if you break a fixed rate loan term. You’ll need to pay break costs upon early payout or partial payment (in excess of the limit set out in the loan terms and conditions) of a fixed rate loan.
Fees are subject to change.
How to apply for a loan
Not right? Try these
Offer a car as
security for a lower rate
Get Set Loan
Access your funds
as you need them
Credit criteria, fees, charges, terms and conditions apply.
The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it’s right for you. Read the above product disclosure documents as well as the Online Banking Terms and Conditions (PDF 283KB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.