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Sep 1 2019

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American Express Credit Cards

Why choose an American Express Credit Card?

American Express Platinum Credit Card

Key Credit Cards benefits at a glance

American Express Credit Cards offer you:

  • No Worries Guarantee 4. including Return Guarantee, 45 Days Cover, Extended Warranty and Price Protection
  • Online Fraud Protection Gurantee 5
  • Global protection include complimentary Travel Accident Insurance 6 and Travel Inconvenience Insurance 6
  • 24/7 Customer Service
  • Year-round movie, dining and golf privileges

The range of benefits, protection, and insurance cover varies with each Credit Card, so have a look and see which one suits you best. Simply browse the list of Cards in the menu to the left, or use the ‘Compare these Cards’ button to review all our Credit Cards at the same time.

24/7 Customer Service

Just like our Charge Cards and Platinum Cards. whenever you need us, wherever you are, our team of Customer Care Professionals are available 24/7 by phone. No matter where you are in the world, our Global Assist Hotline will provide the help you need around-the-clock.

Card security and protection

With our comprehensive Online Fraud Protection Guarantee and No Worries Gurantee, you can spend on your American Express Credit Card with total peace of mind. WeЎ¦ll protect you against fraud, faulty goods and even if you change your mind, we guarantee you worries free.

For example, American Express Credit Cards offer Return Guarantee on eligible items bought in Hong Kong. Just bring them back to us within 30 days of purchase and we will give you a refund on your Card. Then there’s our valuable 45 Days Cover, designed to give American Express Cardmembers peace of mind, it insures you against accidental damage or theft for up to 45 days after the date of purchase.

Accepted around the world

Wherever your travels take you, you can take your American Express Credit Card. Your spend abroad is converted to Hong Kong dollars as soon as we process the transaction, based on our reference exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to Hong Kong dollars. If it’s in another currency, it’s converted to US dollars and then to Hong Kong dollars. Of course, your monthly bill is paid in Hong Kong dollars.

Manage your account online or on your mobile

We put you firmly in control when it comes to managing your Account. Register online and you can view and manage your account anytime of the day or night, virtually anywhere in the world – either online or on your mobile. View your current balance, get paperless statements, pay your bills easily, and redeem your Membership Rewards points.

First things first ЎV are you eligible?

To save time, use the following checklist to see if you meet our standard eligibility criteria:

  • I am aged 18 or over
  • I have an income that meets the minimum for the Card I am interested in
  • I am a Hong Kong / Macau resident / citizen

When you have found the Credit Card that best suits you, read the important information and then press the ‘Apply now’ button to begin the application process. At this stage, you can choose optional additional benefits and decide how you’d like your name to appear on your new American Express Credit Card.

  1. Membership Rewards points accrual is subject to the American Express Membership Rewards Program Terms and Conditions. Please click here for more details.
  • Terms and conditions apply on movie privileges. Please click here for more details.
  • Terms and conditions apply on dining and golf privileges. Please click here for more details.
  • The above insurance benefits of No Worries Guarantee for American Express Cardmembers are underwritten by ACE Insurance Limited. Terms and conditions apply.
  • The above insurance benefits for American Express Cardmembers are underwritten by ACE Insurance Limited. Terms and conditions apply.



  • Written by CREDIT